Underwriting Services

Let your producers produce. We'll handle the rest.

Underwriting isn’t admin work. It’s a strategic risk assessment.

So why are your teams stuck chasing emails, formatting submissions,
and double-checking paperwork instead of actually underwriting?

At OIP Insurtech, we handle underwriting operations so your team can focus on growth. Our seasoned professionals aren’t just trained specialists. They’ve spent years on the front line and offer underwriting expertise to provide precise, flexible, and scalable support.

Faster
Turnaround

Cleaner
Files

Increased
Profitability

Faster
Turnaround

Cleaner
Files

Increased
Profitability

The
challenge
today

Underwriters shouldn’t be stuck chasing missing documents or cleaning up incomplete policies.

It’s not just about delays but about the pressure your team feels every day.

These aren’t just operational headaches – they’re emotional stressors that wear down even the best teams. We help lift that burden.

Valuable hours disappear into administrative tasks, pulling seasoned underwriters away from the strategic work they were hired to do.

Quotes, binders, and policies get delayed, creating a ripple effect of frustration for brokers, clients, and internal teams.

Competitors move faster, and each missed opportunity becomes a lost client.

Your top underwriters are drowning in low-value work, leading to burnout, disengagement, and eventual attrition.

Service standards start to slip, and with them, trust begins to erode.

Why leading
carriers and MGAs
trust OIP Insurtech

We’ve spent the last 13 years perfecting underwriting support for insurers across the U.S. and European markets.

Our approach isn’t traditional outsourcing. It’s tailored
underwriting support from specialists trained specifically through our Insurance Academy.

Insurance Expertise

Deep understanding of
underwriting practices, from admitted to complex E&S lines.

High-Volume Capability

Trusted by carriers, MGAs, and brokers to handle millions of submissions and endorsements accurately and efficiently.

Operational Flexibility

Scalable, flexible support tailored to your workflows, systems, and underwriting guidelines.

Trusted by Industry Leaders

Proven results and
long-term partnerships, such as with Fortune 500 companies, speak louder than promises.
Fast & Seamless Onboarding
We start by understanding your underwriting requirements, workflows, and systems. If you’re new to outsourcing or moving from an existing provider, we guide you through a smooth and stress-free transition.
Clean Files & Consistent Process
Standardized file handling and meticulous documentation practices produce cleaner files, allowing you to do better risk and profit forecasting. From initial application intake to complex compliance reviews, our team supports you end-to-end.
Clearly Defined Roles
We deploy the right expertise for every task — underwriting assistants, business analysts, compliance specialists, and operational leads — ensuring work is executed efficiently and accurately. No wasted time.

Our workflow

1

Fast & Seamless Onboarding

We start by understanding your underwriting
requirements, workflows, and systems. If you’re
new to outsourcing or moving from an existing
provider, we guide you through a smooth and
stress-free transition.

2

Clean Files & Consistent Process

Standardized file handling and meticulous
documentation practices produce cleaner files,
allowing you to do better risk and profit
forecasting. From initial application intake to
complex compliance reviews, our team supports
you end-to-end.

3

Clearly Defined Roles

We deploy the right expertise for every task
— underwriting assistants, business analysts,
compliance specialists, and operational leads
— ensuring work is executed efficiently and
accurately. No wasted time.

Underwriting results you can measure

Accelerated
Quote-to-Bind

Better underwriting decisions
resulting in stronger renewal
rates.

Enhanced Compliance
& Audit Outcomes

From error-prone to error-free
— 95% fewer mistakes.

Higher Renewal
Rates

Better underwriting decisions
resulting in stronger renewal
rates.

Choose your level of underwriting support

Whether you need tactical help clearing backlogs or a strategic underwriting partnership, choose the tier that fits your operational goals best:

Core Insurance Administration

Perfect for smaller underwriting
teams, growing MGAs, and
high-volume brokers.

Risk Clearance & Submission
Intake

Data Entry & Indexing

Bordereaux & Aggregate
Reporting

All Tasks

Quote-to-Bind Operations

Designed for growing MGAs and carriers who want more than just admin – better risk visibility, accuracy, and compliance.

Inspection Review

Binder, Policy & Endorsement Issuance

SL Filings & Compliance

All Tasks

Expert Underwriting Operations

Strategic, audit-ready underwriting support for carriers and MGAs looking to improve underwriting quality, profitability, and retention.

Renewal underwriting

Audit readiness
(UW, premium & file audits)

Process improvement & standardization

All Tasks

Frequently Asked Questions

We’re headquartered in the USA, with production teams in Serbia, Croatia, North
Macedonia, and India. Founded in 2012, with deep roots in the insurance industry and
hundreds of trained specialists, OIP Insurtech specializes in underwriting support and
advanced technology services & solutions for insurers, MGAs, brokers, and InsurTech
companies

Due to our strategic locations across Europe (Serbia, Croatia, North Macedonia) and Asia (India), we’re uniquely positioned to cover most global time zones. Our standard working hours adapt flexibly to your business needs, ensuring around-the-clock support. Whether you’re used to traditional setups or looking for real-time collaboration, our teams integrate smoothly with your operations, providing the required responsiveness and availability.

Our clients range from global carriers and leading MGAs to specialized brokers across the U.S., Canada, and Europe. We’ve built long-term partnerships based on trust, flexibility, and exceptional delivery. Our expertise spans across specialty and E&S lines, making us the preferred partner for insurance businesses seeking reliable and scalable support solutions.

Getting started with OIP Insurtech is low-risk and straightforward. Once you send in a request, we can staff a full-time underwriting assistant within 30 days, sometimes even faster.

Here’s how onboarding works:

  • While we set up access, your underwriters complete training via our Insurance Academy, customized to your carriers, LoBs, and workflows.
  • Two weeks before launch, we coordinate logins and system access with your IT team. One week out, we host a meet-and-greet to align expectations.
  • On day one, your team walks us through workflows. We record everything and create the SOPs, no documentation needed from your side.
  • From there, we manage productivity, handle training, run audits, and send monthly reports. Check-ins are scheduled at your pace.

You don’t have to train new people again. We take care of all upskilling and replacements for any additional team members down the line.

You’ll have a dedicated Account Manager as your main point of contact. They manage the entire team on our side and make sure everything runs smoothly. You can always talk to that person about updates, feedback, or escalations.

All our team members go through our Insurance Academy – an in-house training program built by industry veterans. They’re rigorously trained on insurance fundamentals, underwriting workflows, and systems before ever touching live work. We also tailor additional training to match your specific carriers, tasks, and lines of business.

We offer three different service packages. Click on each to learn more – Core Insurance Administration, Quote-to-Bind Operations, and Expert Underwriting Operations.

Ready to reclaim your underwriters' time?

Stop losing talent and revenue to administrative bottlenecks.

Let’s discuss how OIP Insurtech’s underwriting services can help your team focus, scale, and grow.

Book a Call