PRODUCT DEVELOPMENT
Legacy systems and disconnected portals slow everyone down - underwriters, brokers, and the teams that support them. We design and engineer insurance platforms that work the way your people actually work.

WHAT IT IS
Our product engineering and experience modernization practice covers the full build and modernization lifecycle: UX research and design, portal development, PAS modernization, and legacy re-engineering. We work across carriers, MGAs, and brokers to replace what's slowing operations down with platforms that accelerate them.
We deliver user-centric design and UX engineering for insurance portals, mobile apps, and digital tools, ensuring intuitive, engaging, and efficient user experiences.
By mapping the decision points, regulatory needs, and system logic, we design experiences that reduce friction and increase clarity. We work best with MGAs, carriers, and insurance platforms that want to simplify complexity—without losing precision.
Legacy insurance systems hinder product launches, limit scalability, and make it challenging to compete.OIP Insurtech designs and builds modern policy administration, claims, and digital distribution platforms that streamline operations and scale effortlessly.
INSIGHTS
A regional retail agency accelerated new business growth by adopting a streamlined quoting solution tailored for program-specific submissions. Agents now enter minimal information through a simple interface and instantly receive multiple quote options, all without back-and-forth emails or delays.
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A fast-growing MGA streamlined its entire policy lifecycle by adopting a modern Quote-Bind-Issue platform that unified quoting, binding, issuing, and automated email intake, all in one system. By replacing three legacy tools previously used across underwriting, operations, and servicing, the team achieved 4x faster turnaround on new business, cut system-switching by 90%, and reduced policy issuance time from days to hours.
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A leading regional insurance brokerage relied heavily on a legacy agency management system (AMS) that lacked built-in capabilities to interact with carrier portals. Each quote request involved navigating to separate carrier platforms, re-keying submission data, and manually retrieving quotes, often taking hours per submission and increasing the risk of errors.
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Target Organizations
Insurers replacing legacy portals
Carriers launching new digital products
Teams needing embedded engineering with design expertise
Organizations building omnichannel experiences
PROVEN IN PRODUCTION
Modern, insurance-optimized UX reduces time spent on every submission, policy, and renewal workflow.
Platforms built around real insurance workflows get used - not worked around.
Structured re-engineering replaces brittle legacy systems with maintainable, scalable architecture.