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OIP news

delegated authority

Many MGAs treat delegated authority as a commercial milestone. Once they sign the contract and put the binder in place, they assume the hardest part

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underwriting backlogs

When underwriting backlogs appear, the default response is almost always the same: hire more people. More underwriters, assistants, and temporary support to “get through the

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Underwriting teams track the average handling time for each task and the number of submissions they process each month, but very few MGAs track the

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From the moment a new submission enters your system to the final bind, every step of the underwriting process counts.  The truth is, most underwriting

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automation ROI

Most automation stories in the MGA market start the same way: bold claims about hours saved, faster processing, and efficiency gains that sound almost automatic.

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human judgment in underwriting

AI is becoming a standard part of underwriting. Pulling data from messy submissions, scoring risks, flagging inconsistencies, and helping teams move faster. But as AI

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